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Venmo: What Users Actually Complain About

PayPal Mobile · FINANCE · Android · Google Play 4.0★ · 926,479 ratings

300 reviews analyzed 176 negative (≤3★) 8 pain clusters updated Oct 30, 2026

Overview

Users are experiencing severe issues with account access, payment processing, and customer service, with many reporting frozen funds and poor support. The app's usability and security features are also major concerns, leading to significant frustration and potential financial harm.

Top complaints

1. Customer Service Issues

cluster 1/8
18% of complaints●●●●○ sev 4/539 reviews

Users report extremely poor customer service with no resolution to problems.

“customer service is the worst”
“customer service is a joke”
“unauthorized charges and there is no one to talk to!”

2. Payment Processing Failures

cluster 2/8
14% of complaints●●●●● sev 5/531 reviews

Transactions are failing, declining, or not processing without clear reasons.

“App declines transfers with no reason given”
“Glitchy, loads slowly, and withdraw/send transactions sometimes don't go through”
“fraudulently charged my account”

3. Account Access and Suspension Problems

cluster 3/8
18% of complaints●●●●● sev 5/539 reviews

Accounts are being frozen, suspended, or inaccessible without proper justification.

“account got flagged and frozen while I was still setting it up”
“froze my acct because I sent my son's new account 20.00”
“won't let me in”

4. Fraud and Security Concerns

cluster 4/8
9% of complaints●●●●● sev 5/519 reviews

Users experience security breaches, fraud, and inadequate protection of their accounts.

“venmo does not protect your accounts”
“account was hacked”
“fraudulently charged my account”

5. Money Holds and Withdrawal Issues

cluster 5/8
11% of complaints●●●●● sev 5/524 reviews

Users are unable to access their funds when needed, with unexpected holds and transfer problems.

“can't even get to my money!!”
“froze my acct because I sent my son's new account 20.00”
“my entire pay 1,654 is froze. I cant pay my electric bill, I dont have gas to get home”

6. UI/UX and Usability Problems

cluster 6/8
15% of complaints●●●○○ sev 3/533 reviews

The app interface is difficult to navigate, with poor design and frustrating user experience.

“new UI is absolutely awful”
“Glitchy, loads slowly, and withdraw/send transactions sometimes don't go through”
“new app design must be built by toddlers for toddlers”

7. Account Setup and Verification Difficulties

cluster 7/8
13% of complaints●●●●○ sev 4/528 reviews

Users face challenges during account creation, verification, and payment method setup.

“can't get it to verify me or whatever I don't what's going on”
“Can't enter my debit card”
“can't use my debit card at all everytime I try to pay with it”

8. Feature Functionality Problems

cluster 8/8
2% of complaints●●○○○ sev 2/53 reviews

Specific app features like groups and notifications are not working properly.

“groups feat does not work on android”
“I have promotional notifications turned off but still receive them.”

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